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kim
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Registered: May 23, 2008
Posts: 25

    June 10, 2008 at 10:26 PM
Reply with quote#1

Today has been a very long day, but I felt compelled to sit down and write this. I can't get this one lady off of my mind. Some of you may know that I manage assets for a nationwide mortgage company. This week I had to visit a lady whose house they had just foreclosed on, to find out when she would be moving out.  She had been ill, and her husband left her.  Now the bank has asked me to sell her house, which they now own. Banks do not like to foreclose on people's houses. But if the borrower doesn't ask for help, the bank doesn't just volunteer it.  (Ask and you shall receive.) I can't help but thinking that if I had met her before the foreclosure, I could have helped her try to keep it.  Of course, then I wouldn't be getting paid to help her keep her house, while the bank does pay me to sell it.... but there are too many other ways I'd rather get paid.

Folks, with the market the way it is now, one of the most tragic things I see going on, are hardworking people losing their houses.

It breaks my heart to see this happen, so what I would appreciate is, that if you know of somebody that has fallen on hard times, or become ill and can't make their house payment, please have them call me before they lose it to the bank.  I have negotiated for many families to stay in their homes while they work out pay arrangements. I don't charge for this service. I do this because I love to negotiate, especially when it helps someone.  I have one client who hasn't made a house payment in 18 months, and it's not because they are deadbeats.

I also help people who absolutely must move, but cannot sell their house for what they owe on it.  It is called "negotiating a short sale."  A lot of agents don't like to do it, because it is a lot more work than your typical home sale. But I have systems in place to help the negotiations go more smoothly.

So if you know anybody in trouble, just have them call me please...and thank you. 

~Kim

Thought of the day....Seek and you shall find.



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